They say you are small, but to us you are big business.  Thinking about ordering your stocks, acquiring assets/equipment, meeting small orders, cross boarder business, vending business or household needs?  Re-think Credit.  Visit Inclusive Financial Services.  We understand your needs as a microenterprise, solidarity groups “mukando” or Burial Societies.

They say you are small but with IFS you will be big.

They say you are small but with IFS you will be big.
Working Capital Loan

Term loans from $500-$10 000 tailor made to meet your purchase of stocks, small orders and raw materials.

Emergency loans

This is a short term loan to cover medical costs, funeral bills and educational bills in the household of an micro-entrepreneur. You do not need to drain your micro-enterprise’s cash flows. You can get this facility while your microenterprise loan is still running.

Order finance

This is a tailor-made facility that allows you to finance an order issued by a corporate when you have inadequate funds to meet the order.

Promissory Note/ Invoice Discount Facility

We provide you with funding pending receipt of your payments thereby smoothing your cash flow and allowing you to grow your business.

Micro-housing / Building finance

This is a facility or loan tailor made for informal traders to buy or build houses. You don’t need to be formally employed. As an informal trader you can also build business premises using this facility. As Inclusive Financial Services we make you realize your dreams by extending our micro-housing facility or building finance. Get your loan today! Flexible term. Excellent service.


As a micro-entrepreneur, we understand your need to equip your business. You can count on us to assist you to purchase the business tools and Equipment without affecting your cash flows. The monthly instalments are reasonable. You get excellent service. Get the right equipment for your microbusiness today!